SELF-HELP GROUP
(MICRO-CREDIT PROGRAMME)

Self-Help Groups Programme is the women run programme who are residing at very poor settlement like off the railway track, squatter settlement, bustees and other poorer settlement in Urban areas. Each Group has some norms like consisting of particular numbers of group members, uniform monthly contribution (Rs.10--Rs.50). After six months of subscribing/contributing their amount a member is eligible to take loan @ 2% per month. The group is also eligible for taking revolving fund to cater the group and to run the group's trade practices.

In our Garden Reach area, the SHG programme is tremendously successful because of the marginalised settlement in this area. The potentiality of the programme is running common livelihood centre and bank linkages to take loan at subsidized rate of interest with two months of moratorium period. Through this programme the women got their economical empowerment as well as their identity of valid member in the family.

Under our organisational support and help, 385 group members have started their small trade practices with their proper Bank linkages for loan from Micro Credit Programme. Rashtriya Mahila Kosh is also playing a great role by giving Grant to us for our SHG Programme.



Other Programme like SWASTHA SATHI in collaboration with KMC and Govt. of West Bengal for covering unorganised sector women worker those who are the volunteer of our organisation since couple of years. GRSD runs some of Health Centres by the help and assistance of local stakeholders. Our organisation gives them periodical training to uplift them to serve the poor community. The organisation is still working and trains them with the help ofAnganwari Health Worker also.

Above all, our organisation Garden Reach Slum Development has a Mission to empower the communities and have commitment to resist the poor communities from all the possible exploitation, illegal force with the motto of establishing a society with good values, peace, justice, equality and human dignity.

We have a future plan also to run:

1. Old Age Home as we have own space in Diamond Harbour area.

2. To run Residential School with Physically Challenged children.

3. To tun Training cum Production Unit for deprived women.

4. Maternity Hospital.